An insurance report is a term for an insurance policyholder’s information to an insurance company. It refers to the facts and circumstances, good or bad, of what has happened in a person’s life within specific periods. The report helps an insurer decide if it will issue you a policy or…

If one is looking for health insurance, they may have come across the term “PPO.” But what does it mean? A Preferred Provider Organization (PPO) is a type of health insurance plan that gives you more flexibility than other types of plans. With a PPO, one can choose to see…

Since most life insurance policies require a medical exam to be considered, it’s no surprise that the carriers won’t offer coverage without more information about you. Aside from a physical, a comprehensive health check is usually required to qualify. What is a “No Medical Exam” Life Insurance Plan? A medical exam is typically part of the insurance company’s process…

Insurance policies are a necessary tool to protect yourself and your property. However, it isn’t free. In addition to paying a monthly or annual fee, you also pay deductibles. To learn more, here’s an overview of insurance deductibles. What is a Deductible? An insurance deductible is an amount the policyholder pays before the insurer…

It can be confusing trying to figure out if you are eligible for Medicaid and whether or not you can have private insurance as well. Many people assume that they cannot have both, but this is not always the case. In this article, we will break down things you need…

You did a great thing in your early adulthood- you bought a life insurance policy. However, you bought a term policy, and you’re going to outlive it. This will leave the people that you’re going to leave behind one day unprotected. …

When looking to buy life insurance, it’s only natural that you’re going to come across a number of different policies. Most likely, you’re going to be overwhelmed, and that’s okay! The insurance industry is incredibly complex, and you may have questions when it comes to comparing different policies. …